USA Pawn And Jewelry is a nationwide chain that offers cash loans in exchange for your valuables. This includes jewelry like rings, necklaces and earrings as well as electronics such as Apple Products, laptops and cameras, tools, sporting goods and more. The pawnbrokers at your local store are experts when it comes to valuing these items. However, there are several things you should know before visiting a pawn shop to ensure you get a fair deal.

The first thing you should keep in mind is that pawn shops typically offer a very low percentage of the item’s actual value. This is because they have to cover operating costs, advertising and other expenses. In addition, they must also take into account the difficulty of reselling your item. For example, a Tiffany ring is likely to sell for much more than an Xbox 360.

How to Spot Quality Jewelry at Pawn America

Another thing to consider is that pawn shops may not always give you an accurate appraisal of your jewelry item’s gold value. This is because they are usually not specialists in gold items. Furthermore, they sell a wide range of goods and often times their staff is not trained to recognize the difference between gold wedding bands, watches, and other types of jewelry.

Lastly, you should also remember that if you do not return your jewelry within the specified time frame, the pawnbroker will have the right to sell it. Additionally, you will have to pay interest fees in order to get your jewelry back. This is why many experts recommend that you do not pawn expensive items like jewelry.